Investment Process
The Harry S. Lodge & Associates experience is about your goals and your future. It starts with a conversation typically lasting 45-60 minutes in duration. We discuss where you want to be and what type of lifestyle you want to live while getting there. We analyze your present circumstances, resources, and objectives, then we develop a tailored financial plan. Once the plan is in place, we recommend strategies to help you accomplish those goals and keep you focused on the path to realizing your dreams, even if those dreams change over time. We schedule regular meetings with our clients and assist in the management of financial affairs. We regularly evaluate our clients’ plans, making necessary adjustments and revisions to maintain direct alignment with each of their goals.
Our financial planning and investment process is:
Step 1: Complete Financial Analysis
You are a unique investor, and we believe in customizing portfolio strategies based on your unique goals, financial needs, time horizons, and tolerance for risk. First, we need to understand what your financial position is today. Together, we will tailor an investment strategy based on a detailed analysis.
Step 2: Portfolio Construction
According to leading experts, portfolio performance is mostly driven by appropriate asset allocation. Having the right mix of stocks, bonds, and cash is more important than selecting the right security or investing at just the right time. To be in alignment with this philosophy, your investments will be monitored on a regular basis, while remaining flexible enough to adjust to ever changing market conditions. Choosing the appropriate model requires a thorough understanding of your tolerance for risk and a commitment to a minimum time horizon.
Step 3: Implement the Plan
After selecting an investment portfolio, we will assist you in completing required documents necessary to implement the strategy and onboard with our firm.
Step 4: Monitor Performance
Your portfolio will be constantly monitored and never left to chance. Using disciplined and expert advice, we will help you move toward your financial goals. Changing economic conditions are often accompanied by market forces that directly affect your portfolio and prompt the need for realignment of the asset classes. We will rebalance your accounts annually to bring the assets back into alignment with the recommended portfolio.
No strategy assures success or protects against loss.
Asset allocation does not ensure a profit or protect against a loss.
